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CSB Jhanjeri offers education loans to help students pursue their academic goals without financial constraints. These loans are designed to cover tuition fees, books, accommodation, and other related expenses. With flexible repayment options and competitive interest rates, CSB Jhanjeri ensures that students can focus on their studies without worrying about financial burdens.
Students can choose from various repayment plans that best suit their financial situation, often with a grace period that allows repayment to begin after completing the course. The loans come with competitive interest rates, ensuring that the financial burden on students and their families is minimized.
By offering these education loan facilities, CSB Jhanjeri aims to empower students to pursue their academic goals without financial constraints, contributing to their personal and professional development.
Additionally, the institution provides guidance and support throughout the loan application process, making it accessible and hassle-free for students aspiring to further their education.
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Most banks, either State or Central Government, are providing attractive student loan facilities to encourage students to pursue higher education despite their financial shortcomings. Therefore, CSB Jhanjeri has set up a dedicated loan assistance cell, the one-stop solution for students to obtain loans from banks with which the college has tie-ups.
Starting on 1 February 2018, the central government made it mandatory for banks to offer education loans only through the Vidyalakshmi portal. Vidya Lakshmi is an education Loan Portal managed by NSDL e-Governance Infrastructure Limited, Mumbai.
Vidya Lakshmi Portal serves as an online platform enabling students to conveniently explore, compare, and apply for educational loans and scholarships at their convenience, from anywhere and at any time. Not only does the portal facilitate the exploration of student loans, but it also allows students to directly apply for education loans and monitor the application process.
Students must register and log in at https://www.vidyalakshmi.co.in/Students/ and fill up the Common Education Loan Application Form (CELAF) by providing all the necessary details. After filling out the form, the applicant can search for Educational Loan and apply as per his/her needs, eligibility and convenience.
It is recommended to visit the bank branch where one of the parents holds an account. However, it is the responsibility of the students and their parents/guardians to secure approvals and manage the repayment of the approved loan, along with any associated liabilities and consequences. CSB Jhanjeri will not be held liable or responsible in this matter.
Under the Bihar Credit Card Scheme (BCCS), the Bihar state government provides students with education loans up to Rs 4 lakh.
Eligibility
Under the West Bengal Student Credit Card Scheme, students in the state can obtain loans up to 10 lakhs without providing any collateral.